solacefi.co /loans
Borrow against your crypto.
Keep your position.
Unlock cash from your holdings in minutes — without selling, without a credit check, and without giving up your upside.
Cash today. Upside tomorrow.
Stay invested
Keep exposure to the assets you believe in while accessing cash today.
No taxable event
Borrowing isn’t a sale, so you avoid triggering capital gains tax the way selling would.
Consult a tax advisor for your specific situation.
No credit check
Your collateral secures the loan, so approval isn’t based on credit history.
Fast funding
Get approved and funded in minutes, with proceeds available as crypto or fiat.
Four steps from collateral to cash.
Post collateral
Choose from 40+ supported assets in your Solace account.
Set your loan amount
See your available credit based on real-time collateral value and loan-to-value (LTV) ratio.
Get funded
Receive proceeds instantly to your Solace cash balance, or pay out to your bank.
Track loan health
Monitor your collateral ratio live and top up if the market moves against you.
You’ll always see it coming.
Your loan health score shows how much buffer you have before a margin call. If your collateral value falls near your required ratio, we’ll notify you by push, email, and SMS with time to add collateral or repay before any liquidation occurs. Partial liquidations (not full ones, where avoidable) are used to bring your loan back into a healthy range.